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Pinellas Park Floridas' #1 Buy Here Pay Here Dealership
* All our cars come with a 12 month / 15,000 mile limited warranty that covers the Engine, Transmission, Drive Axle, Cooling System and Air Conditioning.
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Low Down Payment Options
Flexible financing plans designed to make owning a vehicle affordable from the start
Down Payments starting from $500
Get on the road sooner with entry-level deposits from as little as $500
Vehicles You Can Trust
Quality-inspected vehicles selected for reliability, safety, and long-term value.
We Get Almost Everyone Approved
Approval solutions tailored for a wide range of credit backgrounds.
Great Referral Program
Earn rewards when you recommend friends or family who purchase a vehicle.
Trade-Ins Accepted
Use your current vehicle to reduce your upfront cost and simplify the process.
We have the Perfect Vehicle For You
No Credit? No Problem.
Your Trusted Local Dealership
Drive Smart Autos is a dependable Buy Here Pay Here dealership located in Pinellas Park, FL, proudly serving drivers throughout the region. If you’re searching for a trustworthy place to purchase a vehicle, we’re here to help you every step of the way.
Convenient for St. Petersburg & Tampa Drivers
Looking for a dealership near St. Petersburg or Tampa? Our central location makes it easy for customers across Pinellas County, Hillsborough County, and Manatee County to visit, get approved, and get back on the road quickly.
Financing for All Credit Situations
No matter your credit history, Drive Smart Autos works to secure approvals for every customer. Our Buy Here Pay Here program is designed to help those with bad credit, no credit, or past financial challenges.
Over 20 Years of Automotive Experience
With more than two decades in the automotive industry, our knowledgeable team understands what drivers need. We specialize in in-house financing solutions that make the car-buying process simple, transparent, and stress-free.
Quality Pre-Owned Vehicles at Affordable Prices
We offer a wide selection of dependable pre-owned vehicles, carefully chosen to provide reliable transportation at a price that fits your budget—perfect for drivers across the St. Pete and Tampa Bay area.
A Second Chance to Drive with Confidence
At Drive Smart Autos, we believe everyone deserves a fresh start. That’s why we’re committed to helping customers rebuild their credit and drive away in a vehicle they can count on. Visit us today and discover why we’re one of the fastest-growing Buy Here Pay Here dealerships in the region.
A Better Way To Buy A Car
We take pride in assisting customers who find themselves in the following situations:
Student Loans
First Time Buyers
Identity Theft
Bankruptcy
No credit or Low Credit Score
Troubled Payment Histories
ID Card/Passport accepted
And more
Buy Here Pay Here
Discover the Advantages that BHPH has to offer
There are several advantages to choosing Buy Here Pay Here (BHPH) financing over traditional lenders:
- Accessibility for individuals with poor credit or no credit history.
- Streamlined process with in-house financing.
- Opportunity to build or improve credit history.
- Flexible terms tailored to your financial situation.
- Wide selection of reliable vehicles to choose from.
- Convenient one-stop-shop experience.
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PLEASE BRING:
- Proof of Residence (Copy of lease or two bills)
- Proof of Income (Two most recent check stubs and/or bank statements)
- State issued Identification or Passport
We love our customers!!
Through our referral program you can earn a $150 credit towards your next payment. This is a fantastic opportunity to share your experience with our services and earn credit towards future payments. We kindly request your assistance in spreading the word to your friends, family, and colleagues who may benefit from our services.
Thank you for your continued loyalty and support.
Common Questions
We offer you the best vehicle buying experience in Huntsville, AL
Experience hassle-free car financing with our Buy Here Pay Here (BHPH) option. Skip traditional lenders and make direct payments to us, unlocking a range of flexible financing solutions tailored to your needs. Discover the simplicity of BHPH financing as we guide you toward owning your dream vehicle.
Our calculations are based on your income and all other financial obligations you may have. With that information, we can determine a payment schedule that fits your particular circumstances. That may be weekly, bi-weekly or another plan. Remember, we want to help you any way we can. Unlike traditional car dealerships and banks, we will work with you to examine your current situation and not your past mistakes. So we can figure out a payment plan that you can afford.
The exact amount depends on the vehicle price and your credit. A larger down payment can lower your monthly payments and help you pay off your vehicle faster. However, we offer down payments starting from just $750. If you’re unsure about what you can afford, contact us and we’ll walk you through it.
At O’Datt Auto Sales, you can drive your chosen vehicle home the same day! We’re committed to providing a seamless, efficient process—most customers are on the road within 30 minutes.
Yes! At O’Datt Auto Sales, we believe everyone deserves a second chance. We provide financing options for all credit types, including bad credit and no credit. Our in-house process is flexible, allowing us to tailor financing to your unique situation.
We may consider your credit history, but our main focus is your current financial stability and ability to make payments. We welcome customers with all credit backgrounds and work hard to find a solution that fits.
Yes, it can! If you choose, we offer the option to report your payment history directly to the credit bureaus. Making on-time payments can help rebuild or establish your credit over time.
Buy Here Pay Here financing is perfect for individuals with credit challenges. We look at your full financial picture—not just your credit score. The process is quick, straightforward, and completed entirely at our dealership. No banks, no third parties—just a simple path to getting you behind the wheel.
Absolutely! Bring your vehicle and a valid title in your name to our dealership. We’ll appraise it and give you an offer on the spot.
What our customers say
We offer you the best vehicle buying experience in Huntsville, AL